M. Solutions & Associates uses Metro 2 compliance strategies to dispute, remove, and rebuild your financial profile — so you can qualify for the home, car, business, and life you deserve.
Every month you wait, negative items on your report are costing you money, opportunity, and peace of mind.
Landlords and mortgage lenders pull your credit. A low score means rejection — or higher deposits and rates that drain your wallet.
Bad credit means you pay thousands more over the life of a car loan or any financing — money that should stay in your pocket.
Want to fund your business or get approved for vendor lines? Your personal credit score is the first thing lenders look at.
Living with bad credit means always worrying about approvals, denials, and what's lurking on your report. That ends here.
No confusing jargon. No empty promises. Here's exactly what happens when you work with us.
We review your financial profile together — no cost, no commitment. We identify every item that can be challenged and build your strategy before you spend a dime.
Based on your report, we build a custom Metro 2 compliance strategy. You complete a simple intake form and we handle everything from there.
We send Metro 2 compliant dispute letters to all three bureaus and track every response. You have access to a client portal so you can see progress in real time.
Negative items get removed. Your score climbs. And when your profile is clean, you're ready to start building the financial future you actually want.
Both plans include full-service dispute management, a dedicated financial consultant, and a client portal to track your progress.
Here's exactly what happens from the moment you book your consultation to the day your credit changes.
Free 20-minute consultation — no commitment
Fill out your credit profile so we know your situation
Select Standard or Aggressive and complete payment
Log into your client portal to track dispute progress
Negative items removed. Score climbs. Life changes.
"I had one negative item on my credit report that had been holding me back for years. Damion walked me through everything, handled all the paperwork, and within a short time it was completely removed. I couldn't believe how smooth the process was."
Yes. The Fair Credit Reporting Act (FCRA) gives every American the legal right to dispute inaccurate, outdated, or unverifiable information on their credit report. We use Metro 2 compliance strategies — the same standards that creditors use — to challenge items on your behalf.
We work to dispute a wide range of negative items including late payments, collections, charge-offs, repossessions, medical debt, student loans, bankruptcies, and more. Results depend on the accuracy and verifiability of each item.
Results vary by client. Some items are removed within 30–45 days. Others may take multiple dispute rounds. The Standard Attack covers up to 6 months. Most clients see meaningful progress within the first 60 days.
No reputable consulting firm can legally guarantee specific results — and anyone who does should be a red flag. What we guarantee is that we will work aggressively on your behalf, using every legal tool available, for the duration of your plan.
Just book a free consultation. We'll talk through your situation, pull your credit report together, and give you a clear picture of what can be done before you commit to anything.
Clean credit is just the starting line. Once your profile is healthy, we connect you with resources to start building business credit, accessing funding, and creating financial momentum — through our Prosper On Purpose community.
Free 20-minute consultation. No commitment. Just clarity on where you stand and what we can do for you.
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